OximPay
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Send money globally
for $1.

Global payment infrastructure for payroll, vendors, and bulk payouts.
Send individually or at scale — email or wallet

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Send from (email)
Sender Wallet
Asset
Wallet App
Chain
Amount (USD)
Send fee
Recipient (Email or Wallet)
Enter your wallet to confirm the asset covers the amount.
Standard blockchain fees may apply.
User Name
Password
New here? Use Register. Forgot it? Use Reset.
Email
We’ll email you credentials / next steps.
Email
We’ll email you a reset link.
$0 OximPay fee for sends up to $1 (10/day)
Terms & Conditions
Register or Login to track payments and pay multiple people at once.
*A $2 escrow fee applies for non-registered recipient emails or incompatible wallets.

How It Works
WALLET REQUIRED FOR SENDING. To send funds, you’ll need a compatible wallet. XRP / RLUSD use Xaman. SOL and USDC require Phantom on Google Chrome or Microsoft Edge (via extension). Install Phantom here. If you already have a wallet on your phone, you can import it using your recovery phrase.
Fund

1) Fund

  • Select one of the supported digital assets (XRP or RLUSD) and enter the amount to send.
  • Your wallet must contain sufficient funds to cover the transfer and applicable fees.
Enter Email

2) Enter Email

  • Enter the recipient’s email address.
  • We notify the recipient by email when funds are delivered or ready to claim.
Recipient Claims

3) Recipient Claims

  • If the recipient has a compatible wallet, funds are delivered instantly.
  • If not, you can send $0 to notify them to add a wallet, or $1+ to place funds in escrow.
  • The recipient is emailed instructions in both cases.
** Unclaimed funds are returned to the sender after 7 days.
Pricing

$1 flat fee per send. No monthly fees. Network fees Network fees are shown before you send.

A $2 escrow fee applies when the recipient does not yet have a compatible wallet for this asset.

Standard blockchain network fees may apply. Fees are estimated before you send and finalized at send.

FAQ

What fees apply?

Each send includes a flat $1 OximPay fee. A $2 escrow fee applies only if the recipient cannot receive funds directly. Standard blockchain network fees may also apply.

How much needs to be in my wallet?

Your wallet must cover the send amount, OximPay fees, and estimated network fees at the time of send.

How does delivery work?

If the recipient has a compatible wallet, funds are delivered instantly. If not, you can notify them ($0) or send funds to escrow ($1+) until claimed. Recipients receive email instructions.

What happens if the recipient doesn’t claim?

We continue notifications. Unclaimed funds are automatically returned to the sender after 7 days.

Can I cancel a send?

Yes. You can cancel anytime before escrowed funds are claimed.

How is escrow secured?

Escrow uses automated on-chain logic to enforce delivery or return without manual intervention.

What wallets are supported?

• Xaman (XRP, RLUSD)
• Phantom (SOL, USDC)

What assets can I use?

• XRP, RLUSD → Xaman (XRPL)
• SOL, USDC → Phantom (Solana)

How can I confirm my OximPay activity?

You can verify all activity independently on public blockchain explorers:

• Xaman (XRP, RLUSD): XRPSCAN
• Phantom (Solana, USDC): Solscan

Enter your wallet address in the search field to view transactions, balances, and activity.

I already have crypto — what do I do?

Use your Xaman or Phantom wallet, or transfer supported assets into it from an exchange or treasury source.

I don’t have crypto — how do I start?

Buy on an exchange (e.g. Kraken, Uphold, Coinbase) and transfer to your Xaman or Phantom wallet.

Can someone fund my wallet for me?

It depends on the asset:

• XRP: Yes — if the send activates the wallet (over 10 XRP total).
• SOL: Yes — wallets can be funded directly.
• RLUSD: No — requires a trustline.
• USDC (Solana): No — requires an associated token account (ATA).

Can my company fund wallets for payouts?

Yes. Businesses can fund a wallet once and use it for ongoing or bulk sends.

Can I use corporate treasury accounts?

Yes. Transfer assets from your treasury platform to your connected wallet and send via OximPay.

What’s the easiest way to test?

Send $5–$20 from your wallet to your own wallet.

Does OximPay hold my funds?

No. You control your wallet at all times.

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